Damages Covered In A Liability Policy
Liability insurance policies cover a series general and special damage occurrences.
The special damages covered in a typical personal injury lawyer Phoenix case include medical costs for diagnosis and treatment of injuries, property damage, loss of use of damaged property, lost income and all the related expenses incurred.
In addition, a covered injured person in a personal injury lawyer Phoenix case under a liability policy is entitled to what is referred to as general damages. These include:
- Permanent physical disfigurement or disability
- Emotional type damages resulting from the injury and its fallout
- Permanent disfigurement or physical disability
- Missed work time or other loss of income
- Medical care and all other expenses related
- Pain and other physical type suffering
There are several factors that apply to special damages to a personal injury lawyer Phoenix claim. They include:
- The more visible and serious a permanent injury is, the higher the damage amount
- The more painful the type of injury, the higher the damage amount
- The longer the recovery period, the higher the damage amount
- The longer and more intense the medical treatment, the higher the damage amount
- The longer the overall recovery period, the higher the damage amount
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