Monetarythreshold Jurisdictions
Certain states that have no fault laws allow a liability claim against the person at fault whenever the injured person has medical expenses over a certain limit.
Under this program, a Phoenix personal injury attorney would initially establish that a medical expense threshold is established and then the personal injury attorney would be free to file a regular liability claim against those that are at fault for their client's accident. Expenses that count towards reaching the said threshold include professional health services, physical therapy, chiropractic care and dental work. In addition, expenses counting against the threshold would include more traditional services normally covered under medical insurance such as doctor, nursing, laboratory, ambulance, hospital and clinic related expenses.
On occasion, the insurance company involved in establishing cost thresholds may reject said establishment of a threshold of costs, stating that at least some of the costs were not necessary. Accordingly, the monetary threshold can be reached only by counting covered medical expenses that are "necessary."
Under the monetary thresholds version of personal injury protection or no fault insurance, an insurance company could reject the claims process. The insurance company could claim that after subtracting the "unnecessary medical expenses," the accident victim and insured is prohibited to file a liability claim.
50. Landlord Liability Coverage
Commercial property owners for the most part carry liability insurance covering injuries for which the business or property owner might be held liable for.
A significant range of types of accidents are typically covered. These are injuries that a personal injury lawyer Phoenix claim would likely consist of. They include:
- Any customer accidentally injured by an employee of the business
- Any customer accidentally injured because of a dangerous physical condition of the business
- Any person injured by the dangerous or defective condition of a product made, sold or rented by a business
- Any person other than a coworker accidentally injured by an employee of a business if the employee was engaging, on or off the business premises, in work related conduct at the time of the accident
- Any person accidentally injured by the dangerous or defective condition of rental property
In the event that a personal injury lawyer Phoenix clamant has been injured on a business property, she must file her claim against the business owner. After this, it is up to the insurance company's of the both the property owner and the business owner who rents to determine which entity will compensate the injured party for her damages.
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