Social Security
The federal Social Security system is made up of several components, one of which is Social Security disability insurance.
When injury or illness prevents people from earning a living at a job, the system benefits provide a means to keep those people from a poverty stricken lifestyle. More than 7.2 million people in the US receive some level of disability benefits from Social Security.
Numbers may even rise due to recession layoffs and worsening disabilities so when jobs do become available, individuals find they are medically unable to return to work. Sometimes when people are not able to receive benefits they think they deserve they have used the services of a personal injury lawyer Phoenix person.
If an employee already receives workers' compensation payments, his or her Social Security benefits may be reduced. In contrast to the workers' compensation program, the Social Security disability insurance system does not recognize degrees of wage-earning capability. Also, in Social Security disability compensation situations, a disability may not need to be work related to be covered, versus in worker's compensation, a disability benefit for injury or illness must be work related.
The money created to pay for Social Security disability insurance is created by the employee and employer paying into the system on check by check basis.
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