Third Party Insurance Claims
A third party claim is one whereby an accident claim is made against another person's insurance company. The other person and that person's insurance company are considered the first two parties; the accident victim is the third party.
To receive property damage compensation in a personal injury attorney Phoenix claim in a third party claim, as the state of Arizona is a comparative negligence jurisdiction, the other person involved in the accident must be at least partially at fault.
If the other person's fault is relatively clear, a personal injury attorney Phoenix third party claim can proceed very expeditiously. If the evidence is clear and the insurance adjuster accedes to this fact, the third party can received a settlement for the property damage which is separate from the personal injury claim.
Alternatively, some personal injury attorney Phoenix cases the insurance adjuster for the accident perpetrator will dispute the amount the insured was at fault for the accident causing damage to the third party and her property. In these instances, the dispute needs to be resolved, by various means, before the insurance company will pay for any damages incurred by the third party. Another option for a third party is to file a claim against their own insurance company under a collision coverage type policy.
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